Not everyone is on the same schedule and some of us probably wanted to hold on to 2014 a bit longer. I just happen to have had a late start to 2015. Anyways, if you are like me, here are 5 little ways you can do to salvage your "new year, new me."
52 money challenge. This was popular two years ago. You can either do it for weeks or days. Each day you add to a jar a certain amount ex. day 1 = $1, day 2 = day 1 + $2, day 3 = day 1+ day 2+ $3. By the end of day 3 you should have $6
No buy month. Basically only buy the basics of life during one month. Things like clothes, make up, dinner outings, movies, and shoes.
Drink more water. Your body and skin will thank you :)
Plan weekend trips. I've got about 3 marked on my calendar so far. It is a way to have multiple mini-vacations during the year and disconnect for the "other" things of life.
Make a list of good books to read or re-read. Because reading is sexy? It really doesn't hurt to read a good novel or two. I recently started my reading list, it is the most effective way to not fall asleep on the metro.
Start meal planning. Pop over to Pinterest and start planning. It is the easiest time and money saver especially if you have a full-time job and do not enjoy the process of making a meal each night.
...well 6 ways, but who listens to rules anyways.